First or ‘second-chance’ homebuyer withdrawal

If you are a first or 'second-chance' homebuyer and have chosen to make locked contributions to mysuper (or been a Member of a KiwiSaver scheme) for a minimum of three years, you may be able to withdraw your 'locked in' retirement savings to put towards buying your first home.

To find out more about how it works, what you need to do and how to apply check out the steps below. We think they’ll be helpful:

• 1. How it works and am I eligible? Download a copy of our First homebuyer guide to find out all you need to know about making a first or 'second-chance' homebuyer withdrawal with mysuper. From eligibility to the answer to some ‘curly’ questions, it’s all there.
• 2. Need confirmation of what you can withdraw? Use this form to request a formal quote from mysuper showing how much you have in your mysuper account to withdraw.
• 3. Transfer of unlocked funds to locked Use this form to transfer unlocked retirement savings over to your locked mysuper account if you want to boost your withdrawal.
• 4. Download the application form Use this PDF to complete your application for a first or 'second-chance' homebuyer withdrawal with your solicitor.
• 5. Submit an application Your solicitor will need to use this form to submit your completed application for a first or 'second-chance' homebuyer withdrawal.