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Fund options

Choose your fund type around how many risks or decisions you feel comfortable making. You can selfselect between four different fund options with varying risks and mixes. Or easyselect allocates your investment to one of three different funds based on your age.

Click on each fund for a full description and comparison with KiwiSaver.

mysuper Growth
Fund

You have many years until retirement so your savings can afford to rise and fall. Now’s the time for a large proportion of growth assets.

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Risk Level Click for info
4
Min timeframe (yrs) Click for info
10

This shows how often the value of the fund may change. Higher risk often means higher returns (although not guaranteed) but also more ups and downs.

This shows the suggested investment timeframe.

mysuper Balanced
Fund

Retirement is still in the distance but approaching. It’s time to hold a more balanced mix of growth and conservative assets.

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Risk Level Click for info
4
Min timeframe (yrs) Click for info
7

This shows how often the value of the fund may change. Higher risk often means higher returns (although not guaranteed) but also more ups and downs.

This shows the suggested investment timeframe.

mysuper Conservative
Fund

Retirement is now approaching so your asset mix should ideally lean towards conservative types, while still seeking growth.

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Risk Level Click for info
3
Min timeframe (yrs) Click for info
4

This shows how often the value of the fund may change. Higher risk often means higher returns (although not guaranteed) but also more ups and downs.

This shows the suggested investment timeframe.

mysuper Cash
Fund

Retirement is here and stability is key. Now’s the time to achieve modest returns with a very low level of investment risk.

View fund details
Risk Level Click for info
2
Min timeframe (yrs) Click for info
1

This shows how often the value of the fund may change. Higher risk often means higher returns (although not guaranteed) but also more ups and downs.

This shows the suggested investment timeframe.

mysuper easyselect Click for info
easyselect is an easy way to choose your fund type. It automatically invests your savings in one of three of our four funds (Growth, Balanced or Conservative) based on your age, to reduce your risk as you get older. Our Cash fund is available to selfselect at any age.
How old are you?

easyselect does not take into account your personal circumstances, financial circumstances and goals.

It assumes that as you grow older, your investments should lean more towards lower-risk investments (which come with typically lower returns) as you may need to access your money sooner or you may have lesser tolerance for ups and downs in the value of your investment.

It is not financial advice, and may not necessarily be the 'best fund' for you.