mysuper Equity Fund
The mysuper Equity Fund is a new fund, launching on 03 August 2026, and is for members who want to maximise their long-term growth potential by investing fully in equities. It offers access to a diversified portfolio of New Zealand, Australian and international equities, giving members the opportunity to benefit from the stronger long-term returns that equities have historically delivered compared with lower risk assets such as fixed interest and cash.
Fund fees and return data will be added progressively over time as they become available.
The mysuper Equity Fund is a high-growth portfolio investing fully in growth assets. Its objective is to achieve the highest level of long-term returns across the mysuper funds, accepting that returns will vary and may be negative and subject to significant variation in the short-term. Due to its focus on growth assets, this fund is expected to experience the highest level of volatility among the mysuper funds. The minimum suggested investment timeframe is 10 years or more.
Best suited if you have a long-time horizon (normally 10+ years) before withdrawing your investment and are comfortable with market ups and downs. This fund focuses on growth assets (international and Australasia shares) to help build your investment over the long-term, aiming for higher returns in exchange for higher short term risk and volatility.
A good option if you’re in the stages of investing where you’re looking to grow your investment, adding to it regularly over time. This fund typically leans toward more exposure to growth assets (shares and equities) to help build it up, whilst accepting there will be short term ups and downs along the way, focusing on long term returns.
With plenty of time before retirement your savings can typically experience more ups and downs over time. Commonly an asset mix of only growth assets to support long-term returns can be the focus.
This approach may not be ideal if you’re planning to make a first home withdrawal, or you expect to withdraw your investment in the short-term.
Mix
Target asset allocation
This is a snapshot of the proportion of growth assets (equities, property, other) or income assets (cash, bonds) that this fund will hold at its launch on 3 August 2026.
As you invest, your mix (often called "asset allocation") is the most significant factor that will determine the results you get, including the ups and downs in value you experience. It's important to get right.
Choosing a specific mix is a way of dialing your risk up or down, depending on the amount of growth assets you take on board. The more risk you take on, the higher your returns are likely to be, although this is no sure thing. That's what risk is all about.
For the most appropriate mix for you and your situation (often called your "risk profile"), see Sorted's investor kickstarter.
| ASSET TYPE | THIS FUND | ||||||||||||||||
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| Equities |
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What ‘equities’ mean Equities are investments that give an ownership stake in a company. The most common type of equity is a share, which represents a small piece of ownership in a business. As an equity investor, you may receive a share of the company's profits through dividends, and you can also benefit if the value of your shares increases over time. Equities are generally considered growth assets because they have the potential to deliver higher returns over the long term, although their value can go up and down along the way. Equities are also commonly called shares or stocks. |
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| Property |
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What 'property' means Property refers to commercial real estate (not the family home) owned through property trusts or companies that own or develop real estate as their business. Properties are growth assets and can be listed on an exchange or be unlisted. |
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| Other |
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What 'other' means This category can include alternative investments such as derivatives, often through a hedge fund. These ‘other’ investments are typically considered growth assets, or high-risk investments. |
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| Bonds |
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What 'bond' means A bond is a bit like a term deposit at a bank, but it's effectively a loan you make to a company or government which they promise to pay back in full on a specific date. Until then, you receive regular interest at a fixed or agreed rate. Bonds are income assets and can also be called 'fixed interest' or 'debt securities'. Since they can typically be traded on a secondary market, their value can go up and down. |
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| Cash |
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What 'cash' means Cash is a kind of investment that generally pays you interest. Cash typically includes term deposits, floating-rate notes and money market accounts. Cash, which is often a loan to a bank, is considered an income asset. |
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Fees
0.72% mysuper fees
The fees shown here (in purple) are what you would pay if you have $10,000 in this fund at its launch on 3 August 2026.
You don’t always get what you pay for when investing. With fund fees, paying more does not mean you necessarily get better results. It’s often can be the opposite if higher fees eat into investment returns. This is because the returns we receive are after any fees and taxes get paid.
Since no one can tell the future and how the different funds will do, it’s best to think carefully about fees and consider whether a lower fee option is better for your circumstances.
Learn more about the fees associated with your mysuper investment.
A breakdown of the different charges in this fund, using the estimated mysuper fees at its launch on 3 August 2026.
| FEES TYPE | ESTIMATED % AT LAUNCH | AMOUNT PAID ON A $10K BALANCE |
|---|---|---|
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Management This fee is charged to you by the fund manager on the fund or an underlying fund, and is based on a percentage of your balance. |
None | $0.00 |
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Other This is a summary of other potential costs not covered in the categories displayed. Please refer to the Product Disclosure Statement. |
0.72% | $72.00 |
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Performance-based These fees are based on the performance of the fund or underlying fund. When the fund performs well, these will be higher. |
None | $0.00 |
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Membership You pay this membership charge (a flat fee) each year, regardless of your balance or the fund’s performance. |
None | $0.00 |
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Total combined fees These are a total of management and administration charges, and performance-based fees at the funds launch on 3 August 2026. They do not include fees for activities like transferring or withdrawing. |
0.72% | $72.00 |
Performance
As the mysuper Equity Fund will be launched on 3 August 2026, no actual returns are currently available; the chart below uses hypothetical back-tested data to illustrate how the proposed mysuper Equity Fund may have performed compared with the current mysuper Growth Fund, assuming an initial investment of $10,000 and no additional contributions. It is not the actual performance of the mysuper Equity Fund.
Over the period shown, that hypothetical investment grew to about $35,525 in the mysuper Equity Fund compared with about $29,820 in the mysuper Growth Fund, before fees and tax. The mysuper Equity Fund also shows larger movements in value, which is the trade-off for seeking higher potential returns over the long term.
Hypothetical growth of $10,000 Equity Fund compared with Growth Fund
Disclaimer: Illustrative example only. This chart is based on hypothetical back-tested gross returns before fees and tax, assumes an initial investment of $10,000 at the start of the period and no additional contributions, uses the current manager mix and strategic asset allocation as if the Equity Fund had existed over the period shown, is not actual fund performance, and past performance is not a reliable indicator of future returns.
Illustrative ending values at 31 Dec 2025:
- Equity Fund $35,525 vs Growth Fund $29,820
- Assumes an initial investment of $10,000 and no additional contributions
- Annualised return: 13.2% p.a. Annualised return:13.2% p.a. vs 11.2% p.a.
- Annualised volatility:11.4% vs 9.4%
Risks
Chasing higher returns while investing always increases risks. Several kinds of risks. It is important to evaluate whether the returns are worth it, whether you can cope with the ups and downs, and whether this investment will in fact help you achieve your goals. Also, since the way an investment is structured can make it riskier, it's important to understand how it works.
You'll find general investment risks and where to find information about other risks in the Risk section of our current Product Disclosure Statement.
Product Disclosure StatementThis is a gauge of how volatile this investment has been - how much it has gone up and down in value. It has been calculated based on the fund's five-year performance (or an appropriate market index if it has not been around that long). Current as at the fund's last financial year end. For the most recent risk indicator for this fund, see the Product Disclosure Statement.
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