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Annual Report

You can find all you'd like to know about our annual reporting on this page. Current reporting is up to 30 June 2026, the end of our last financial year.

Our 2026 Annual Report looks back on another positive year for mysuper, including strong investment returns across our main investment funds and continued growth in both membership and the amount members have invested with us.

35 years of mysuper

For 35 years, mysuper has been helping our members invest for their future.

Since we began in 1991, we’ve grown from one Balanced Fund to five investment funds, with our new Equity Fund launched in August 2026, giving members more choice over how their money is invested for their retirement.

Over the years, mysuper has helped members prepare for retirement, supported hundreds of members into their first homes and provided financial support to members and their whānau when they have needed it most.

mysuper's 2026 highlights

Funds under management

$457.6 million invested for our members

That’s an increase of $295.6 million over the past 10 years. Today, the amount invested with mysuper is nearly three times bigger than what it was in 2016.

Membership

5,583 members

That’s 2,347 more members than in 2016, an increase of over 72.5%.

Member withdrawals

$164.4 million paid to members in retirement withdrawals

Over the past 10 years, members have withdrawn more than $164 million to support them in retirement.

First home withdrawals

$16.0 million towards first homes

Over the past 10 years, members have withdrawn almost $16 million from mysuper to help buy their first home.

Insurance claims paid

$5.67m paid in insurance claims

Supporting members and their whānau financially when illness, injury or death has had a major impact on their lives.

Investing for your future

Whether retirement feels a long way off, you’re working towards buying your first home, or you’re already starting to think about life after work, mysuper gives you a range of investment options to choose from.

Our funds are designed for different investment goals, timeframes and attitudes to risk. While investment returns are never guaranteed, our funds have delivered positive returns over a range of short, medium and long-term periods (after fees and taxes). 1

Growth fund
10 years (pa)
9.60%
5 years (pa)
8.24%
1 year
15.17%
Balanced fund
10 years (pa)
7.29%
5 years (pa)
6.39%
1 year
11.28%
Conservative fund
10 years (pa)
3.70%
5 years (pa)
3.20%
1 year
4.91%
10 years (pa)
1.83% 2
5 years (pa)
2.54%
1 year
2.04%

The return figures here show how much this fund has grown in value on average each year over the past years. This is after fees and taxes have been taken out.

Returns are the money that comes back to you from investing. These returns figures can be both positive and negative. Positive returns typically come from your investment becoming worth more, either because someone is willing to pay more for it, or from the money it spins off (such as profits you share when you invest in a company).

Chasing returns always brings a certain amount of risk with it. The higher returns you seek, the more risk you have to take on, and past performance is not a guarantee of future returns.

Explore our Fund Updates and performance

How our investment funds compare

When you’re investing for the long term, it’s natural to want to know how your fund has performed and how it compares with other options.

Our interactive chart lets you compare mysuper’s investment performance and risk with major KiwiSaver funds over the past 10 years. It shows both returns and volatility, helping you see not just the returns different funds have delivered, but the level of investment risk involved in achieving them. 3

It’s another way we aim to give our members clear information to help them understand their investment and make informed choices about what is right for them.

How our funds perform against other major KiwiSaver products

Compare mysuper returns (%) and volatility (risk) to other KiwiSaver schemes over the past 10 years (long-term).

Full annual report

You can read the complete 2026 mysuper Annual Report and Financial Statements on the Disclose Register by searching (search “mysuper Superannuation Scheme”).

For information specific to you, including your balance and investment details, you can log in to your mysuper account at any time.

1 All returns are shown after fees and tax, using the highest Prescribed Investor Rate (PIR) of 28%. Past performance is not a reliable indicator of future performance.
2 The mysuper Cash Fund was established on 30 September 2016 and therefore does not have a full 10-year performance history.
3 The mysuper Cash Fund investment option was established on 30 September 2016 so has not existed for ten years. All data is shown after all fees and taxes (at the highest Prescribed Investment Rate (PIR) rate of 28%). All major KiwiSaver data sourced from Fund Updates (dated 30 June 2026) available free from disclose-register.companiesoffice.govt.nz