Second-chance homebuyer

If you have made locked contributions for at least three years and you have owned a home before, in some circumstances, you may still be eligible to make a withdrawal from your locked mysuper account balances (minus $1,000 that must be retained in your mysuper account).

Housing New Zealand will determine if you're in the same financial position as a first home buyer and eligible for this type of withdrawal. You can read more about a second-chance homebuyer withdrawal on the Housing New Zealand website.