Change your account plan

If you would like to start making locked contributions to your mysuper account or wish to adjust how much of your contribution is locked, you can use this form.

By law, the Government (not mysuper) set the three rules below which you will need to comply with if you make the decision to start making locked contributions to mysuper via an account plan change.

Once you have made the decision to start making locked contributions you CANNOT return to making only unlocked contributions – no exceptions apply.

If you have not made employee contributions to a KiwiSaver Scheme for at least 12-months, you will need to make a 3% employee contribution for 12-months before you can request a ‘Savings Suspension’.

If you choose the ‘Locked’ plan and have added-on the optional mysuper insurance, it will be cancelled. Insurance premiums can only be paid for out of your unlocked contributions. Please choose ‘Part Locked’ if you wish your insurance to continue.

Unlocked and Locked Contributions

There are many benefits to making locked contributions like being able to request a first homebuyer withdrawal and receiving a yearly government contribution of $521 each year to maximise your retirement savings.

Before you get started you may like to compare the benefits of unlocked and locked contributions to ensure you are aware of what a change in plan will mean.

Learn more

Start application

All changes related to an account plan change will apply to your future contributions only.

If you wish to move any current unlocked retirement savings to your mysuper locked account towards a first homebuyer withdrawal this can be done as part of your first homebuyer withdrawal application. For other reasons, please email [email protected]

Declaration

By starting the application, I confirm that I have read and understood the rules provided above, relating to an account plan change and accept the associated conditions that apply.

Start application

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Tel: 0508 MYSUPER (0508 697 873)

Calling from outside New Zealand? Dial: +61 3 8687 1886
mysuper, PO Box 1849, Wellington 6140

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