Account plans
Three mysuper account plans are offered to provide you with choice and flexibility. Each plan offers specific benefits associated with unlocked and locked contribution options. These options enable you to decide whether you’ll access your money before 65, gain additional benefits from locking away, or both. The choice is yours.
Unlocked
For the most flexibility
Put all contributions into an ‘Unlocked’ account that you can access when you have left ACC.
- Withdraw from your unlocked investment when you leave ACC
- 0% contribution required by you
- Ability to change to a locked plan at anytime
- Optional Life and Income Protection insurance can be added on
- Not eligible for government contributions
- Not eligible for a first homebuyer withdrawal or grant
Part Locked
For the best of both worlds
Put 3% of all contributions into a 'Locked' account you can access when you’re 65, with the rest unlocked.
- Minimum 3% contribution required
- The first 3% of contributions made by you and ACC are locked
- Anything above 3% is unlocked
- Withdraw from your unlocked investment when you leave ACC
- Optional Life and Income Protection insurance can be added on.
- Eligible for government contributions
- Eligible for a first homebuyer withdrawal and grant
Locked
For the long-term
Put all contributions into a ‘Locked’ account you can access when you’re 65.
- Minimum 3% contribution required
- All contributions made by you and ACC are locked
- Eligible for government contributions
- Eligible for a first homebuyer withdrawal and grant
- Not eligible for Optional Life and Income Protection insurance
All mysuper plans include:
Consistently
low fees
Flexible
contribution rates
Flexible
investment strategies
Continued investment
after ACC